Who Pays Your Medical Bills?

Who Pays My Medical Bills After a Car Accident?

Philadelphia Personal Injury Attorney

Payment of medical bills is not based on fault in Pennsylvania. The Pennsylvania Motor Vehicle Financial Responsibility Law states that medical bills are to be paid in the following order:

  1. If you or your spouse owns a motor vehicle and you are a "named insured" on the automobile insurance policy for that vehicle, then that policy of insurance will pay your medical bills, even if that vehicle was not involved in the collision.
  2. If you are an "insured" on any automobile insurance policy, such as if you live with a relative (such as your parent) that owns a motor vehicle and your relative has an automobile insurance policy on their vehicle. As a resident relative, you are an insured on their policy and this policy of insurance will pay your medical bills, even if your relative's vehicle was not involved in the collision, assuming you are not a "named insured" on any other policy.
  3. If you are not a "named insured" or an "insured" on any automobile insurance policy as discussed above, then the policy of automobile insurance applicable to the vehicle that you occupied at the time of the collision will pay your medical bills.
  4. If you are not a "named insured" or an "insured" on any automobile insurance policy as discussed above and you were a pedestrian at the time of the collision, then the policy of automobile insurance on any motor vehicle involved in the collision will pay your medical bills.

Contact the Law Offices of Thomas J. Murphy, Jr. today!

Because the payment of medical bills is not based on fault, but based on the above order of priority as determined by the Commonwealth of Pennsylvania, the insurance premium for the policy of insurance that pays your medical bills should not be increased by the insurance company as a result of paying your medical bills. If you are overwhelmed with medical expenses because of injuries sustained in a car accident, consulting with an experienced Philadelphia personal injury attorney will be in your best interest.

Call the Law Offices of Thomas J. Murphy, Jr at (215) 569-1500 for legal advocacy if you were injured in a car accident.